Scott Lucas Health and MediCare Broker Call Me For A Free Quote.
Medicare Supplement and advantage plans 209-574-0858
YOU NEED A ROAD MAP FOR THIS TRIP!
SCOTT LUCAS
Scott Lucas Health and MediCare Broker Call Me For A Free Quote.
YOU NEED A ROAD MAP FOR THIS TRIP!
SCOTT LUCAS

Scott Lucas Insurance
I want to help you with your Medicare Supplement and Advantage Plans!
Call Me Now.
209-574-0858
As a premier professional insurance agency, we are dedicated to providing more than just a policy—we provide peace of mind through expert guidance and personalized care. In today’s complex insurance landscape, having a local partner who understands the unique needs of Stanislaus County residents is essential.
Our commitment to Professional Service means we take the time to understand your specific situation, whether you are navigating the intricacies of Medicare Supplement plans in Modesto or looking for comprehensive coverage to protect your family’s future. We pride ourselves on:
Experience the difference that professional, local service makes. Let us help you bridge the gaps in your coverage with the care and professionalism you deserve.
Specializing in Medicare Supplement, Advantage plans and Individual Health insurance in California. I decided to create a one-stop-shop for seniors looking for solutions to their Medicare supplement coverage in California. Medicare Supplement in California is one of the most important things people 65 and over should have.
For over a quarter-century, I have dedicated my career to helping neighbors in Modesto and throughout the Central Valley navigate the complexities of Medicare. Specializing in Medicare Supplement insurance, and Advantage plans (Part C). I provide the deep expertise that only 26 years of local service can offer.
When you’ve been in business for 26 years, and a licensed professional (CA License #OD48262), you don’t just learn the policies—you learn the local networks. Whether you prefer seeing doctors at Sutter Health, Memorial Medical Center, or Doctors Medical Center, I understand how to bridge the gaps in Original Medicare to ensure your coverage is seamless and your choice of provider is protected.
My goal is to ensure your choice of provider is protected and your coverage is seamless across Stanislaus and San Joaquin counties.
At The Medigap Guy, seniors in California can find the comprehensive Medicare supplement solutions they need. Led by the expertise of Scott Lucas, our passionate and dedicated team specializes in Medicare Supplements and Individual Health Insurance. We are committed to one simple mission: ensuring seniors receive the coverage they deserve, with peace of mind every step of the way.
I love meeting with people and helping them with there Medicare Supplement plans. So feel free to call me to set up a time.
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |

Navigating the Medicare landscape shouldn't feel like a solo journey through a maze of fine print. At medigapguy.com, we serve as your dedicated advocate, bridging the gap between complex government regulations and your personal health needs. Whether you are exploring the "all-in-one" convenience of Medicare Advantage, looking for the total freedom of a Supplemental (Medigap) plan, or trying to minimize costs with a Prescription Drug (Part D) plan, we provide the clarity you deserve to make an empowered decision.
What truly sets us apart is 25 years of specialized know-how. We’ve seen the rules change, the networks shift, and the plans evolve, giving us a deep historical perspective that newer agencies simply can't match. This quarter-century of experience means we don’t just look at premiums; we dive into the details of provider networks in Modesto, Riverbank, and Oakdale and analyze drug formularies to ensure your specific medications are covered at the lowest possible tier. We take the "nightmare" out of enrollment, providing a no-pressure environment where your peace of mind is our primary goal.